:root {
  --bg: #f5f7fb;
  --surface: #ffffff;
  --surface-2: #eef3ff;
  --text: #1b2430;
  --muted: #5e6a79;
  --primary: #0d47a1;
  --primary-2: #1565c0;
  --accent: #ff8f00;
  --success: #127a46;
  --danger: #b42318;
  --border: #d8e0ef;
  --shadow: 0 10px 30px rgba(13, 71, 161, 0.12);
  --radius: 14px;
  --radius-sm: 10px;
  --container: 1120px;
  --space: 1rem;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; height: auto; display: block; border-radius: var(--radius); }
.container { width: min(100% - 2rem, var(--container)); margin-inline: auto; }
.skip-link {
  position: absolute; left: -9999px; top: auto;
  background: #000; color: #fff; padding: .75rem 1rem; z-index: 9999;
}
.skip-link:focus { left: 1rem; top: 1rem; }
.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 74px; gap: 1rem; }
.brand { display: inline-flex; align-items: center; gap: .6rem; font-weight: 800; color: var(--text); }
.brand-mark { font-size: 1.3rem; }
.main-nav { display: none; }
.main-nav a { font-weight: 600; color: var(--text); }
.main-nav a[aria-current="page"] { color: var(--primary); }
.menu-toggle {
  border: 1px solid var(--border); background: var(--surface); border-radius: 10px;
  width: 44px; height: 44px; display: inline-flex; flex-direction: column; justify-content: center; gap: 5px; padding: 0 10px;
}
.menu-toggle span { height: 2px; background: var(--text); width: 100%; transition: .2s; }
.main-nav.open {
  display: flex; position: absolute; top: 74px; left: 0; right: 0;
  background: var(--surface); border-bottom: 1px solid var(--border); box-shadow: var(--shadow);
  flex-direction: column; padding: .8rem 1rem;
}
.section { padding: 4.5rem 0; }
.section-alt { background: linear-gradient(180deg, var(--surface-2), transparent); }
.hero {
  background: radial-gradient(circle at 20% 10%, #d8e8ff 0%, transparent 45%), linear-gradient(180deg, #fafdff, #f5f7fb);
  padding: 5.5rem 0 4rem;
}
.hero-grid { display: grid; gap: 2rem; align-items: center; }
.eyebrow { color: var(--primary); font-weight: 700; text-transform: uppercase; letter-spacing: .05em; font-size: .82rem; margin-bottom: .75rem; }
h1, h2, h3, h4 { line-height: 1.2; }
h1 { font-size: clamp(1.8rem, 3.2vw, 3rem); margin-bottom: 1rem; }
h2 { font-size: clamp(1.45rem, 2.5vw, 2.2rem); margin-bottom: 1rem; }
h3 { font-size: 1.2rem; margin-bottom: .6rem; }
.hero-sub { font-size: 1.08rem; color: #2a3443; margin-bottom: .8rem; }
.hero-text { color: var(--muted); margin-bottom: 1.2rem; }
.hero-ctas { display: flex; gap: .8rem; flex-wrap: wrap; margin: 1rem 0 1rem; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: .82rem 1.15rem; border-radius: 999px; border: 2px solid transparent;
  background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff; font-weight: 700;
  box-shadow: var(--shadow); transition: transform .2s ease, box-shadow .2s ease;
}
.btn:hover { transform: translateY(-2px); text-decoration: none; }
.btn:focus-visible, .btn-outline:focus-visible, .text-link:focus-visible, .faq-question:focus-visible, .menu-toggle:focus-visible, .back-to-top:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible {
  outline: 3px solid #9ec5ff; outline-offset: 2px;
}
.btn-outline {
  background: transparent; color: var(--primary); border-color: var(--primary);
  box-shadow: none;
}
.btn-sm { padding: .6rem .95rem; font-size: .92rem; }
.trust-list { list-style: none; display: grid; gap: .45rem; color: #304050; }
.trust-list li::before { content: "✓ "; color: var(--success); font-weight: 700; }
.section-head { max-width: 760px; margin-bottom: 1.5rem; }
.cards-grid { display: grid; gap: 1rem; }
.card, .service-card, .panel, .trust-box {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.1rem; box-shadow: var(--shadow);
}
.icon { font-size: 1.3rem; margin-bottom: .6rem; }
.split { display: grid; gap: 1rem; align-items: start; }
.panel ul { padding-left: 1rem; }
.text-link { font-weight: 700; }
.steps { list-style: none; display: grid; gap: .8rem; }
.steps li { background: var(--surface); border: 1px solid var(--border); padding: 1rem; border-radius: var(--radius-sm); }
.contact-list { list-style: none; display: grid; gap: .5rem; }
.faq-list { display: grid; gap: .7rem; }
.faq-item { border: 1px solid var(--border); border-radius: var(--radius-sm); background: var(--surface); overflow: hidden; }
.faq-question {
  width: 100%; border: 0; background: transparent; text-align: left; font-weight: 700;
  padding: 1rem; display: flex; justify-content: space-between; align-items: center;
}
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.faq-answer p { padding: 0 1rem 1rem; color: var(--muted); }
.faq-item.open .faq-answer { max-height: 240px; }
.cta-final { background: linear-gradient(120deg, #0f2e66, #1565c0); color: #fff; text-align: center; }
.cta-final a { color: #fff; }
.cta-contact { margin-top: .8rem; opacity: .95; }
.site-footer { background: #0f1724; color: #d5dceb; padding: 2.5rem 0 1rem; }
.site-footer a { color: #e8efff; }
.footer-grid { display: grid; gap: 1.2rem; }
.footer-grid ul { list-style: none; display: grid; gap: .4rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.15); margin-top: 1.2rem; padding-top: 1rem; font-size: .95rem; }
.page-hero { padding: 4.5rem 0 2rem; background: linear-gradient(180deg, #f2f7ff, #f5f7fb); }
.page-content { padding-bottom: 4rem; }
.legal-wrap { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.2rem; box-shadow: var(--shadow); }
.legal-wrap h2 { margin-top: 1.3rem; }
.legal-wrap p, .legal-wrap li { color: #304050; }
.legal-wrap ul { padding-left: 1.2rem; }
.contact-grid { display: grid; gap: 1rem; }
.form-card { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem; box-shadow: var(--shadow); }
.form-row { display: grid; gap: .8rem; }
.field { display: grid; gap: .35rem; }
label { font-weight: 600; }
input, textarea, select {
  width: 100%; border: 1px solid #bfcde3; border-radius: 10px; padding: .75rem; font: inherit; background: #fff;
}
textarea { min-height: 130px; resize: vertical; }
.error-text { color: var(--danger); font-size: .88rem; min-height: 1rem; }
.form-msg { margin-top: .8rem; font-weight: 600; }
.form-msg.info { color: #2d4b78; }
.form-msg.success { color: var(--success); }
.form-msg.error { color: var(--danger); }
.back-to-top {
  position: fixed; right: 1rem; bottom: 1rem; width: 44px; height: 44px;
  border: 0; border-radius: 999px; background: var(--accent); color: #1d1200; font-size: 1.2rem;
  display: none; box-shadow: var(--shadow); font-weight: 800;
}
.back-to-top.show { display: inline-flex; align-items: center; justify-content: center; }
.reveal { opacity: 0; transform: translateY(14px); transition: opacity .45s ease, transform .45s ease; }
.reveal.in-view { opacity: 1; transform: none; }
@media (min-width: 760px) {
  .menu-toggle { display: none; }
  .main-nav { display: flex; align-items: center; gap: 1rem; }
  .hero-grid { grid-template-columns: 1.1fr .9fr; }
  .cards-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .cards-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
  .cards-4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
  .split { grid-template-columns: 1.1fr .9fr; }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
  .contact-grid { grid-template-columns: .9fr 1.1fr; }
  .form-row.two { grid-template-columns: 1fr 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}